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Bank Financial Analysis and Performance Management
May 28, 2026
Jadwal Pelatihan Bank Financial Analysis and Performance Management
| Tanggal | Tempat | Kota | | 22 - 23 Juni 2026 | - | Malang |
Training Bank Financial Analysis and Performance Management
OVERVIEW Training Bank Financial Analysis and Performance Management
Di tengah persaingan industri perbankan yang semakin kompetitif dan dinamis, kemampuan dalam menganalisis kinerja keuangan bank menjadi faktor penting untuk mendukung pengambilan keputusan strategis, pengelolaan risiko, serta peningkatan profitabilitas. Analisis keuangan perbankan tidak hanya berfokus pada laporan laba rugi dan neraca, tetapi juga mencakup evaluasi kualitas aset, likuiditas, permodalan, efisiensi operasional, profitabilitas, hingga tingkat kesehatan bank secara menyeluruh.
Bank dituntut untuk mampu mengelola performa bisnis secara optimal melalui pemantauan indikator keuangan utama, analisis rasio perbankan, benchmarking kinerja, serta penyusunan strategi perbaikan berbasis data. Dengan financial analysis yang akurat, manajemen dapat mengidentifikasi area improvement, meningkatkan efisiensi, serta memperkuat daya saing institusi di tengah perubahan regulasi dan kondisi ekonomi.
TUJUAN Training Bank Financial Analysis and Performance Management
- Memahami struktur laporan keuangan perbankan dan karakteristiknya.
- Melakukan analisis laporan keuangan bank secara komprehensif.
- Menghitung dan menginterpretasikan rasio keuangan utama perbankan.
- Mengevaluasi tingkat kesehatan dan kinerja bank.
- Mengidentifikasi area improvement untuk peningkatan profitabilitas dan efisiensi.
- Menyusun performance management framework berbasis KPI keuangan.
- Mendukung pengambilan keputusan strategis berbasis financial data.
- Introduction to Banking Financial Analysis
- Karakteristik industri perbankan
- Struktur bisnis bank
- Overview laporan keuangan bank
- Regulatory reporting framework
- Financial Statements Analysis
- Balance sheet analysis
- Income statement analysis
- Cash flow analysis
- Notes to financial statements
- Key Banking Financial Ratios
- Capital Adequacy Ratio (CAR)
- Loan to Deposit Ratio (LDR)
- Net Interest Margin (NIM)
- Return on Assets (ROA)
- Return on Equity (ROE)
- BOPO ratio
- Non Performing Loan (NPL)
- Cost to Income Ratio (CIR)
- Asset Quality Analysis
- Loan portfolio analysis
- Credit quality assessment
- NPL trend analysis
- Provisioning and impairment review
- Liquidity Analysis
- Liquidity indicators
- Funding structure analysis
- Liquidity risk overview
- Stress testing basics
- Profitability & Efficiency Analysis
- Revenue structure analysis
- Fee based income analysis
- Cost efficiency evaluation
- Margin optimization strategy
- Capital Management Analysis
- Capital structure
- Capital planning
- Risk weighted assets (RWA)
- Basel capital framework overview
- Performance Management Framework
- KPI development for banking
- Balanced scorecard in banking
- Financial dashboard design
- Target setting and monitoring
- Benchmarking & Strategic Analysis
- Industry benchmarking
- Peer comparison analysis
- Trend analysis
- Strategic improvement planning
- Risk and Performance Integration
- Risk adjusted performance measurement
- RAROC basics
- Performance vs risk trade-off
- Financial Forecasting & Budgeting
- Budget planning fundamentals
- Financial forecasting models
- Scenario analysis
- Case Study & Workshop
- Analisis laporan keuangan bank
- Perhitungan rasio keuangan
- Evaluasi kesehatan bank
- Penyusunan performance improvement action plan
