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Boardroom Banking Strategy

Boardroom Banking Strategy

Perubahan lanskap industri perbankan yang semakin dinamis menuntut jajaran pimpinan dan manajemen bank memiliki kemampuan strategis dalam membaca perubahan pasar, mengantisipasi risiko, mengoptimalkan kinerja bisnis, serta mengambil keputusan yang berdampak langsung terhadap keberlanjutan dan daya saing bank. Tekanan dari digitalisasi, artificial intelligence (AI), perubahan perilaku nasabah, kompetisi fintech, regulasi, risiko geopolitik, dan tuntutan sustainability menjadikan pengambilan keputusan di level boardroom semakin kompleks.

Dalam kondisi tersebut, pengambilan keputusan strategis tidak hanya membutuhkan pemahaman terhadap kinerja keuangan, tetapi juga kemampuan mengintegrasikan corporate strategy, business portfolio, risk appetite, digital transformation, financial performance, governance, dan stakeholder value. Integrasi berbagai aspek tersebut menjadi penting agar strategi pertumbuhan bank dapat berjalan secara adaptif, terukur, prudent, dan berkelanjutan.

 

TUJUAN PELATIHAN

1. Memahami prinsip strategic decision making pada level boardroom perbankan.
2. Meningkatkan kemampuan membaca perubahan industri dan kompetisi perbankan.
3. Menyusun strategi pertumbuhan bank yang adaptif dan berkelanjutan.
4. Mengintegrasikan business strategy dengan risk appetite dan governance.
5. Mengoptimalkan profitability, capital, liquidity, dan portfolio performance.
6. Memahami strategi menghadapi digital banking, AI, fintech, dan ecosystem competition.
7. Meningkatkan kualitas strategic oversight dan executive decision making.
8. Membangun board-level strategic agenda yang berorientasi pada long-term value creation.

 

MATERI Training Boardroom Banking Strategy

1. Boardroom Strategic Mindset in Banking

• Peran strategis Board dalam industri perbankan.
• Strategic oversight dan executive accountability.
• Perbedaan operational dan strategic decision making.
• Long-term value creation.

2. Banking Industry Strategic Landscape

• Perubahan landscape industri perbankan.
• Competitive dynamics.
• Fintech, digital bank, dan non-bank competitors.
• Emerging banking business models.

3. Strategic Banking Positioning

• Corporate positioning.
• Competitive advantage.
• Market attractiveness analysis.
• Business differentiation strategy.
• Strategic positioning dalam market yang saturated.

4. Banking Growth Strategy

• Organic dan inorganic growth.
• Market penetration dan market development.
• Customer acquisition strategy.
• Product portfolio expansion.
• Sustainable growth strategy.

5. Strategic Portfolio & Business Mix Management

• Portfolio optimization.
• Segment profitability.
• Asset allocation strategy.
• Loan portfolio strategy.
• Strategic business prioritization.

6. Board-Level Financial Performance Management

• ROA, ROE, NIM, CASA, CIR, dan cost of credit.
• Profitability drivers.
• Balance sheet optimization.
• Capital efficiency.
• Financial performance dashboard untuk Board.

7. Risk Appetite & Strategic Risk Governance

• Strategic risk framework.
• Risk appetite statement.
• Risk-return trade-off.
• Emerging risk identification.
• Integrasi risk management dengan corporate strategy.

8. Digital & AI Banking Strategy

• Digital banking transformation.
• AI-driven banking business model.
• Intelligent customer experience.
• Automation dan operational transformation.
• Strategic implications of AI for banking.

9. Customer & Ecosystem Strategy

• Customer-centric banking.
• Customer lifetime value.
• Banking ecosystem strategy.
• Open banking dan partnership.
• Embedded finance dan ecosystem positioning.

10. Governance, Regulation & Board Effectiveness

• Strategic governance.
• Regulatory expectations terhadap Board.
• Three Lines Model dan strategic oversight.
• Board-management relationship.
• Governance sebagai competitive advantage.

11. Crisis, Resilience & Strategic Decision Making

• Strategic crisis management.
• Scenario planning.
• Stress testing dan strategic resilience.
• Decision making under uncertainty.
• Business continuity dan organizational resilience.

12. Boardroom Strategy Blueprint

• Penyusunan strategic priorities.
• Strategic KPI dan executive scorecard.
• Strategic initiatives dan resource allocation.
• Board-level monitoring mechanism.
• Penyusunan Banking Strategic Roadmap dan Boardroom Action Agenda